Banque Misr is Egypt's pensioner and civil-servant bank, plus a major SME lender. Pull every client's statement into a clean spreadsheet in under a minute each.
Start convertingBanque Misr's customer mix is broad: state pensioners, civil servants, SMEs, agricultural cooperatives, and the bank's own Islamic-subsidiary customers. Each customer type produces statements with different patterns — pension credits, salary credits, SME revenue, Murabaha-based Islamic entries. Manual re-keying across this variety is slow.
Kashfbank reads Banque Misr's Arabic-first narration natively. The original labels — "مرتب", "معاش", "إيداع نقدي", "قسط قرض", "تحويل بريدي", "فائدة دائنة" — stay on each row in the export, so your chart-of-accounts mapping is straightforward.
Banque Misr supports multiple account types under one customer number: current, savings, certificates, Islamic accounts. Each may produce its own PDF statement. Upload each separately — Kashfbank processes each PDF independently and labels the output with the source filename.
Older branch-printed statements (pre-2020) can be lower-resolution scans, and OCR confidence drops on faded print. Kashfbank flags low-confidence rows in the output so you know exactly where to spot-check against the original PDF.
Map Banque Misr's Arabic labels to your chart of accounts. The patterns are stable across customer types, which makes a reusable lookup table efficient.
Arabic-first bilingual PDF. Primary column labels in Arabic with English equivalents. Columns: serial number, date, description (Arabic), debit (EGP), credit (EGP), balance (EGP). Common Arabic labels: 'إيداع نقدي' (cash deposit), 'سحب ATM', 'تحويل داخلي', 'قسط قرض'. Account header shows account number, branch name, and statement period in both Arabic and English. Banque Misr statements from 2022 onward may have wide balance swings due to EGP devaluations.
| Label | Meaning |
|---|---|
| إيداع نقدي | Cash deposit |
| سحب ATM | ATM cash withdrawal |
| تحويل داخلي | Internal transfer between Banque Misr accounts |
| قسط قرض | Loan instalment deduction |
| مرتب | Salary credit |
Rules in Egypt differ — see our country guide
Collect all Banque Misr client PDFs
Pull the full statement period for each Banque Misr account — current, savings, certificates, Islamic-subsidiary separately. Each comes as its own PDF.
Bulk upload to Kashfbank
Drop all PDFs in one session. Each processes independently and is labelled with its source filename. You can trace any row back to its client and month from the export filename.
Export per client per account
Download one CSV per uploaded PDF. Standard column layout (Date, Description, Debit, Credit, Balance, Category) imports into Bisan, MS Dynamics, QuickBooks, and Zoho Books without schema changes.
Reconcile and report
Use the CSV for trial balance reconciliation, VAT input credit, pension or payroll matching, and quarterly corporate tax computation. Flag Islamic-subsidiary rows so the right Murabaha treatment is applied.
Common challenges
Can Kashfbank handle Banque Misr Islamic-subsidiary statements?
Yes. Banque Misr Islamic uses Murabaha and other Sharia-compliant terms instead of conventional "فائدة". Kashfbank preserves the original Arabic labels on each row, so your accountant can apply the right tax treatment without guessing or re-translating.
How is the 20% interest withholding shown?
Banque Misr credits interest net of withholding — the 20% is deducted at source. Kashfbank preserves the net figure exactly as printed on the statement. For gross income reporting, divide the net by 0.80 in an Excel column formula.
Pension recipients have very regular credits. Is there anything special to flag?
Pension ("معاش") income receives different tax treatment than salary under Egyptian rules — usually lower effective tax with allowances. Kashfbank keeps the "معاش" label on each row so your accountant treats it on the correct schedule. Some lenders also accept "معاش" as collateral for pension-backed loans.
Older Banque Misr PDFs are blurry. How does Kashfbank handle them?
Pre-2020 branch-printed statements can be lower-resolution scans. Kashfbank flags low-confidence rows in the output. For audit-grade work, manually verify those rows against the original PDF. For internal reconciliation, the flag tells you exactly where to spot-check.
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Tax Preparation
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Loan Applications
Prepare clean, lender-ready bank statement exports that prove stable income and responsible financial behavior for personal and business loan applications.
Regulator: Central Bank of Egypt (CBE)
Fiscal year: Jul 1 – Jun 30 (government); Jan–Dec (private sector)
Full country guide →Statement language: Arabic / English