Drop an Al Rajhi, SNB, Riyad, Alinma, Albilad, ANB, BSF, or Bank Aljazira PDF. Get every ر.س row — dated, labeled, in Arabic and English.
SAR has been pegged to USD at 3.75 since June 1986. That predictability shows up in your statements — domestic transactions stay in ر.س, and card spend abroad is converted back at a stable rate. We extract both columns and keep them separate, so your USD-denominated entries don't get rounded into your SAR running balance.
Saudi banks label rows in their own house style: 'POS-MADA-' for in-store debit, 'حوالة سريعة' for instant SARIE transfers, 'مرابحة' for Murabaha installments, ATM withdrawals with the merchant's geocode. Every label survives the conversion. We don't normalize it into generic English categories — your ZATCA filing or Mol salary reconciliation needs the original wording intact.
We've tested SAR PDFs from Al Rajhi Bank, Saudi National Bank (SNB), Riyad Bank, Alinma Bank, Bank Albilad, Arab National Bank (ANB), Banque Saudi Fransi (BSF), and Bank Aljazira. Each has its own PDF layout — Al Rajhi puts the running balance on the right, SNB centers it, Alinma uses a two-line entry for Murabaha. We handle each format without you telling us which bank issued the file.
Islamic and conventional banks both work. If you bank with Al Rajhi or Alinma, your Murabaha and Tawarruq lines stay labeled as Murabaha and Tawarruq — not converted into 'interest' or 'finance charge'. If you bank with Riyad or BSF, conventional finance rows keep their original descriptors. The output reflects what your bank actually wrote.
Saudi nationals filing for Mol salary records, expat workers reconciling SAR salary deposits against home-country remittances, Misk-supported freelancers building income proof for Hyper or freelance license renewal, accountants preparing ZATCA VAT returns from SME statements, and finance teams at Saudi family offices that still receive monthly PDFs.
Output is Excel-ready: dates in the leftmost column, description in Arabic and English columns side by side, debit, credit, and balance as numeric columns formatted in SAR. Drop it straight into your VAT working file or your payroll reconciliation sheet.
Pegged to USD at 3.75 since June 1986. Saudi Arabia has maintained this peg through multiple oil price cycles. All GCC oil revenues are USD-denominated, making the peg structural.
Do you support Islamic bank statements from Al Rajhi and Alinma?
Yes. Murabaha, Tawarruq, and Ijara entries are extracted with their original Arabic labels intact. We don't relabel them as 'interest' or merge them with conventional rows.
Will Mada and Apple Pay transactions show up correctly?
Yes. Mada POS transactions appear as their own rows with the merchant name and terminal location. Apple Pay and STC Pay transactions are labeled separately, not merged into a single 'card spend' line.
Are amounts shown in SAR or in the international currency?
Both. Domestic SAR amounts stay in SAR. International card transactions show the SAR-converted amount in the main column and the original currency amount in a separate column where the bank prints it.
Can I use the output for ZATCA filing?
Yes. The Excel file gives you raw rows with original Arabic descriptors, which is what ZATCA reconciliation usually requires. Spot-check totals against your PDF before submitting — we match row by row on standard statements but unusual fee adjustments may need manual review.
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