CIB is the bank most Egyptian SMEs and multinational subsidiaries use. Pull twelve months across all your CIB clients into clean spreadsheets in one session.
Start convertingIf you handle Egyptian SME and mid-market clients, CIB statements come across your desk constantly. CIB is the bank of choice for Egypt's growing companies — tech startups, professional services firms, multinational subsidiaries — and the volume of monthly statement pulls reflects that.
Manual re-keying of CIB rows into Bisan, MS Dynamics, or QuickBooks is the single biggest time sink in Egyptian bookkeeping workflows. A statement with three hundred rows takes hours. Kashfbank converts each statement in under sixty seconds, with the original Arabic descriptions preserved on every row.
CIB's PDF format is among the cleanest in Egypt. Bilingual labels, clear column structure, IBAN in the header, EGP two-decimal precision. The format is consistent across current account, savings, and credit card statement types — though credit card statements have a different column layout and need to be uploaded separately.
USD accounts at CIB use the same template with USD amounts. If your client holds both, you'll get two PDFs per period — upload each separately and merge in Excel if needed.
Egyptian accounting practice maps bank rows to the chart of accounts, applies VAT categorisation for the quarterly return, and reconciles against the trial balance. Cover these in one CSV per client and the workflow becomes minutes, not hours.
Professionally formatted bilingual PDF (Arabic and English). Clear columns: date, transaction description, debit, credit, EGP balance. Account summary header shows account number, IBAN, statement period, opening/closing balance. Both current account and credit card statement formats are supported. EGP two-decimal formatting. Post-2022 statements may show large balance swings due to EGP devaluations affecting FX-linked entries. Meeza card transactions appear with the Meeza network label.
| Label | Meaning |
|---|---|
| إيداع نقدي | Cash deposit at branch or CDM |
| POS مشتريات | Point-of-sale purchase (card payment at merchant) |
| تحويل ATM | Transfer initiated via ATM |
| Smart Wallet | Mobile wallet transaction (CIB Smart Wallet or Meeza Digital) |
| Salary | Employer salary deposit (WPS or direct credit) |
Rules in Egypt differ — see our country guide
Collect all client CIB PDFs
Pull the full statement period for each client — EGP current account, USD account if held, plus credit card statement if relevant. Each goes in as a separate upload.
Bulk upload to Kashfbank
Drop all PDFs in one session. Each is processed independently and labelled with its source filename, so you can trace which client and which month any row belongs to.
Export per client
Download one CSV per file. Standard column layout (Date, Description, Debit, Credit, Balance, Category) imports into Bisan, MS Dynamics, QuickBooks, and Zoho Books.
Reconcile and report
Use the CSV for trial balance reconciliation, VAT input credit calculation, and the quarterly corporate tax advance computation. Original CIB PDF stays archived for the ETA audit trail.
Common challenges
Can Kashfbank handle CIB credit card statements alongside current accounts?
Yes, but upload them separately. CIB credit card statements use a different column structure (transaction date, posting date, merchant, currency, amount) than current accounts. Each format converts to its own appropriate CSV.
Will the CSV import cleanly into Bisan?
Bisan accepts the standard CSV column layout Kashfbank produces. You may need to map the Description column to your chart-of-accounts code field — most Egyptian accountants do this with a lookup table in Excel before import.
How are post-2022 FX-driven entries handled?
Kashfbank preserves the EGP amount as printed on the original statement, on the original transaction date. No retroactive rate adjustment. FX Purchase rows are tagged separately so they don't get treated as revenue or expense.
What about Arabic-only descriptions in older CIB statements?
CIB statements are bilingual from at least 2018 onward. Pre-2018 statements with Arabic-only narration are still parseable — Kashfbank reads Arabic natively and preserves the original label on each row.
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Regulator: Central Bank of Egypt (CBE)
Fiscal year: Jul 1 – Jun 30 (government); Jan–Dec (private sector)
Full country guide →Statement language: Arabic / English