France Banks
Convert France bank statements to Excel or CSV in seconds
French banking is dominated by BNP Paribas, Crédit Agricole, Société Générale, and La Banque Postale. Statements are in French by default, with SEPA standards ensuring standardized transaction codes across the eurozone.
Banque de France + Autorité de contrôle prudentiel et de résolution (ACPR)
Income tax 0–45% (progressive); 20% TVA (VAT); corporate tax 25%; social contributions (charges sociales) up to 45% of gross for self-employed; micro-entrepreneur regime simplifies tax for small turnover.
Jan 1 – Dec 31
Supported Banks in France
Self-employed (auto-entrepreneurs/micro-entrepreneurs) face combined social charges of up to 22% of turnover, payable quarterly. Statements must clearly show these URSSAF (social security) payment lines for tax reconciliation.
Common Merchant Labels
| Label | Meaning |
|---|---|
| PRELEVEMENT | Direct debit (prélèvement automatique) |
| VIREMENT RECU | Incoming bank transfer |
| DGFIP IMPOTS | Tax payment to Direction Générale des Finances Publiques |
Regulatory Notes
Banque de France oversees under PSD2/GDPR. French statements are predominantly in French, though merchant codes align with SEPA standards. The micro-entrepreneur regime caps annual turnover at €77,700 for services.
Frequently Asked Questions
Which banks in France are supported?
Kashfbank supports BNP Paribas and all major banks in France.
What currency do France bank statements use?
The primary currency in France is EUR. Kashfbank extracts all currency values exactly as shown in the original PDF.
Who regulates the banking sector in France?
Banque de France oversees under PSD2/GDPR. French statements are predominantly in French, though merchant codes align with SEPA standards. The micro-entrepreneur regime caps annual turnover at €77,700 for services.
How does Kashfbank handle France bank statements?
Kashfbank uses AI to extract transactions from PDF statements from all major France banks. Bilingual statements, multi-page PDFs, and all common PDF formats are fully supported.
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Common Payment Apps
Salary Conventions
Salary via SEPA virement labeled 'VIREMENT SALAIRE EMPLOYEUR'. French law requires salary payment by the last working day of the month. Payslips (bulletins de salaire) must accompany statements for loan applications.