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Convert your JOD bank statement to Excel

Drop an Arab Bank, Housing Bank, or Jordan Islamic Bank PDF. Get every JOD row to three fils decimals — dated, labeled, in Arabic and English.

JODPegged to USD @ 0.709

Built for three-decimal Jordanian Dinar precision

The JOD has been pegged to the USD at 0.709 since 1995, so 1 JOD is worth about 1.41 USD. Statements use three decimal places — the fils. An amount printed as '125.500' means JOD 125.500, not JOD 1,255.00. Tools that assume two-decimal currencies misread these rows. We parse the fils correctly and keep your running balance exact down to the third decimal.

Jordanian banks print their own descriptors: salary deposits, ATM withdrawals with the machine location, and the remittance entries that dominate many accounts. Every label survives the conversion. We don't collapse Arabic descriptions into generic English categories — your tax filing and income proof need the original wording intact.

  • Three-decimal fils amounts parsed exactly — no rounding to two decimals
  • Gulf remittances labeled 'SWIFT CREDIT' or 'WIRE TRANSFER' with the sending bank BIC
  • Murabaha and Ijara entries from Jordan Islamic Bank kept as Islamic finance rows
  • 16% general sales tax and progressive income tax lines preserved as written

Every Jordanian bank, one workflow

We've tested JOD PDFs from Arab Bank, Housing Bank for Trade and Finance, Jordan Islamic Bank, Cairo Amman Bank, and Jordan Kuwait Bank. Each has its own layout — Arab Bank runs the balance on the right, Housing Bank uses a wider description column, Jordan Islamic Bank labels Murabaha installments on a separate line. We handle each format without you telling us which bank issued the file.

Remittances from Jordanians working in Saudi Arabia, the UAE, and Qatar are a recurring deposit category in most accounts. These arrive as SWIFT or wire credits with a Gulf bank BIC code. We keep the counterparty reference where the bank prints it, so you can match each inflow to its source when building income proof.

Who uses this

Jordanian families reconciling Gulf remittances against monthly spending, freelancers building income proof for a loan or visa application, accountants preparing sales tax and income tax filings for SMEs, and finance teams that still receive monthly PDFs from Arab Bank and Housing Bank.

Output is Excel-ready: dates in the leftmost column, description in Arabic and English columns side by side, debit, credit, and balance as numeric columns formatted to three JOD decimals. Drop it straight into your tax working file or your remittance tracking sheet.

Pegged to USD at 0.709 since 1995. 1 JOD ≈ 1.41 USD. Three decimal places (fils) used. Jordan's economy depends significantly on Gulf remittances and IMF program funding, both of which reinforce the peg.

Banks Issuing JOD Statements

Arab Bank

Jordan

Housing Bank for Trade and Finance (Jordan)

Jordan

Jordan Islamic Bank

Jordan

Frequently Asked Questions

Does it handle the three-decimal fils correctly?

Yes. JOD uses three decimal places. An amount like '250.750' is read as JOD 250.750, not JOD 2,507.50. Every row keeps fils precision and the running balance stays exact to the third decimal.

Will Gulf remittances show up labeled?

Yes. SWIFT and wire credits keep their original descriptor and the sending bank BIC code where Arab Bank or Housing Bank prints it. You can match each inflow to its source.

Do you support Jordan Islamic Bank statements?

Yes. Murabaha, Ijara, and Wakala entries are extracted with their original Arabic labels. We don't relabel them as interest or merge them with conventional rows.

Can I use the output for income tax filing?

Yes. The Excel file gives you raw rows with original Arabic descriptors and exact fils amounts, which is what Jordanian income tax and sales tax reconciliation usually requires. Spot-check totals against your PDF before submitting — we match row by row on standard statements but unusual fee adjustments may need manual review.

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