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How to Convert a Bank Statement PDF to Excel

A practical guide to converting any bank statement PDF to a clean, editable Excel spreadsheet in seconds — no manual data entry required.

February 28, 20264 min readKashfbank Team

Your bank sends you a PDF. Your accountant needs a spreadsheet. Your budget app needs a CSV. Manually copying transactions is tedious and error-prone.

This guide shows you how to convert any bank statement PDF to Excel automatically — in under a minute.

Why PDFs Don't Work for Financial Analysis

PDFs are designed for reading, not for computation. The moment you want to:

  • Sum your monthly food spending
  • Filter transactions by merchant
  • Build a budget from actual numbers
  • Import transactions into accounting software

...you need a spreadsheet. Excel and CSV give you sortable, filterable, calculable data. PDFs give you a locked image of that data.

The Fastest Way to Convert Bank Statements

AI-powered conversion is the fastest and most accurate approach. Kashfbank uses Gemini AI to read any bank statement PDF — regardless of bank, country, or language — and extract all transactions into a structured table.

The result: a clean spreadsheet with columns for date, description, amount, and category.

Step-by-Step Instructions

Step 1: Download Your Statement as PDF

Most banks offer PDF export in their mobile app or online banking portal:

  • Mobile app: Accounts → Select account → Statement → Choose date range → Download PDF
  • Online banking: Services → Account Statement → Export as PDF

Works with: Al Rajhi, HSBC, Chase, Emirates NBD, Barclays, TD Bank, and 40+ more.

Step 2: Upload to Kashfbank

  1. Go to kashfbank.com
  2. Drag your PDF onto the upload area, or click to browse
  3. Your file uploads over an encrypted connection

Step 3: Watch the Extraction

Processing happens in real time. You'll see transactions stream in as the AI reads each page.

Typical processing times:

  • 10-page statement: ~15 seconds
  • 30-page statement: ~40 seconds
  • 100-page statement: ~2 minutes

Step 4: Review and Edit

After extraction, you'll see an editable table with all transactions. You can:

  • Fix categories — change "Other" to "Subscriptions" for recurring charges
  • Delete rows — remove irrelevant transactions before export
  • Filter and sort — find large transactions or filter by merchant

Step 5: Export

Click Export and choose your format:

  • Excel (.xlsx) — includes a transaction sheet + a summary sheet with totals by category
  • CSV (.csv) — compatible with any accounting software or spreadsheet tool

What Gets Extracted

From a typical bank statement, Kashfbank extracts:

| Field | Description | |-------|-------------| | Date | Transaction date | | Description | Merchant name or transaction type | | Amount | Debit or credit amount | | Balance | Running account balance | | Category | Auto-assigned: Food, Transport, Shopping, etc. |

Works With Any Bank

If your bank issues PDF statements, Kashfbank can parse them. There's no configuration needed — the AI adapts to each bank's statement format automatically.

Explicitly tested with: Al Rajhi, SNB, Alinma, Emirates NBD, FAB, ADCB, HSBC, Barclays, Chase, Bank of America, RBC, DBS, and dozens more.

Arabic and Bilingual Statements

Kashfbank handles Arabic, English, and mixed-language statements natively. Al Rajhi and other MENA banks often have both Arabic and English text on the same statement — the AI reads both accurately.

Frequently Asked Questions

Is my data private? Yes. PDFs are processed on secure servers and deleted after extraction. Kashfbank does not retain statement content.

What if my PDF is password-protected? Remove the password before uploading. You can do this in Adobe Acrobat, Preview (Mac), or most PDF editors.

How accurate is the extraction? For standard bank PDFs (text-based, not scanned images), accuracy is consistently high. Scanned/image-based PDFs may have lower accuracy.

How much does it cost? You get 4 free credits on signup — enough for a 40-page statement. No credit card required.


Ready? Try it free on Kashfbank — no credit card required.

Try Kashfbank free

4 free credits on signup — no credit card required

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