Drop a Deutsche Bank, BNP Paribas, or ING PDF. Get every € row — SEPA references kept, comma-decimal parsed correctly, in Arabic and English.
The Euro is used by 20 EU member states, and every EUR transaction runs on SEPA rails — SEPA Credit Transfer and SEPA Direct Debit. SEPA statements follow ISO 20022 structure, so descriptions carry IBAN references, BIC codes, and structured remittance data. We keep every IBAN and BIC intact, so each transfer can be matched to its counterparty without you re-keying the reference.
German statements use a comma as the decimal separator and a period for thousands — an amount printed as '1.234,56 €' means EUR 1,234.56. French and other locales differ. We detect and parse both comma-decimal and period-decimal formats, so the running balance is correct no matter which EU bank issued the file. No row gets misread by a factor of a thousand.
We've tested EUR PDFs from Deutsche Bank, BNP Paribas, ING, Société Générale, and Commerzbank. Each has its own layout — Deutsche Bank groups by value date, BNP Paribas runs a wide structured remittance field, ING uses a compact single-line entry. We handle each format without you telling us which bank issued the file.
EUR statements for GCC businesses with European operations frequently show VAT amounts separately by EU law. We keep VAT lines as written so your accountant can reconcile input and output VAT directly from the export, instead of recalculating it from gross amounts.
GCC businesses with European subsidiaries reconciling EUR accounts, freelancers invoicing EU clients and tracking SEPA credits, accountants preparing VAT returns from German or French statements, and finance teams consolidating multi-currency books that still arrive as monthly PDFs.
Output is Excel-ready: dates in the leftmost column, description in Arabic and English columns side by side, debit, credit, and balance as numeric columns in EUR with correct decimal handling. Drop it straight into your VAT working file or your group consolidation sheet.
The Euro is used by 20 EU member states. SEPA payment rails (SEPA Credit Transfer, SEPA Direct Debit) underpin all EUR transactions. EUR/USD rate floats freely; historically 1.05–1.25 range through 2020–2024.
Does it handle the German comma-decimal format?
Yes. An amount like '1.234,56 €' is read as EUR 1,234.56, not EUR 123,456. We detect comma-decimal and period-decimal formats per locale, so the running balance is correct whichever EU bank issued the file.
Are IBAN and BIC references kept?
Yes. SEPA statements carry IBAN and BIC references in the description. We keep them intact so each transfer can be matched to its counterparty without re-keying.
Will SEPA Direct Debits and Credit Transfers be separated?
Yes. SEPA Credit Transfer and SEPA Direct Debit entries keep their original descriptors and appear as separate rows, not merged into a single payment line.
Can I use the output for EU VAT filing?
Yes. Where the statement prints VAT separately per EU law, we keep those lines as written, so input and output VAT can be reconciled directly. Spot-check totals against your PDF before filing — we match row by row on standard statements but unusual fee adjustments may need manual review.
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