Doha Bank wants 3–6 months of statements. High remittance frequency can raise questions about net income left in Qatar. Convert yours first to see what the officer will calculate.
Convert your Doha Bank statementDoha Bank requires 3–6 months of statements. Because the bank is heavily used for remittances, the officer pays close attention to net disposable income — the salary that stays in Qatar after money is sent home. Frequent large outward remittances can signal that little income remains to service a new loan.
Converting the statement first lets you see that calculation before the officer does. You can confirm salary continuity, see the share going out as remittances, and present a clear picture of what is left rather than letting the officer infer it from a dense PDF.
Salary lands as راتب (WPS) in the credit column. Outward remittances show as تحويل خارجي, often with long beneficiary and IBAN strings; card payments and ATM withdrawals fill the rest of the debit column. The QAR balance and the summary box at the statement top frame the month-end position.
A converted sheet keeps the remittance rows intact and labelled so you can compute net disposable income — salary in, minus remittances and fixed commitments out — exactly the figure the officer derives.
Pull the salary credits, the outward remittance volume, and the recurring fixed commitments so you can show net income left in Qatar.
Clear bilingual Arabic-English PDF. Columns: date, description, debit, credit, QAR balance. Summary box at statement top: period, opening balance, total movements, closing balance. Retail and corporate layouts differ — corporate statements include sub-facility lines.
| Label | Meaning |
|---|---|
| تحويل خارجي | Outward international remittance |
| حوالة واردة | Inward remittance |
| راتب | Salary (WPS) |
| ATM سحب | ATM withdrawal |
| دفع بطاقة | Card payment |
Rules in Qatar differ — see our country guide
Pull 3–6 months from Doha Bank
From Doha Bank Mobile or a branch, request the statement period the lender asked for — usually the last 3 or 6 months.
Upload to Kashfbank
The bilingual PDF converts as-is. Remittance rows keep their beneficiary and IBAN strings attached to the correct amount.
Compute net disposable income
Filter to salary credits, then to outward remittances and fixed commitments. The difference is the net figure the officer will assess. Change nothing in the data.
Export your working copy
Download as Excel or CSV for your own records. Submit the original Doha Bank PDF to the lender — the export is your preparation tool.
Common challenges
I send a lot of money home. Will Doha Bank reject my loan because of it?
Not automatically, but the officer assesses net income left in Qatar after remittances. Converting the statement lets you compute that figure yourself and prepare an explanation, rather than being surprised by the officer's read.
How many months does Doha Bank require?
3–6 months. Converting the full period into one sheet lets you check salary continuity and remittance patterns across every month before you submit.
Should I send Doha Bank the Excel file or the PDF?
Send the original bank-issued Doha Bank PDF. The Kashfbank export is for your own review — to compute net disposable income before the officer does, not to replace the source document.
My remittance rows look broken in other tools. Will the figures be accurate?
Yes. International remittance rows carry long beneficiary and IBAN strings that wrap in naive extractors. Kashfbank keeps the full string and its QAR amount on one row, so your net-income math is correct.
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Regulator: Qatar Central Bank (QCB)
Fiscal year: Jan 1 – Dec 31
Full country guide →Statement language: Arabic / English