QNB holds the majority of Qatari corporate banking. If you run a CA or audit practice in Doha, every client folder contains a QNB statement. Stop retyping it into Excel by hand.
Convert client statementsQatar's accounting profession is smaller than Saudi or UAE but punches above its weight. The Big 4 dominate audit and tax advisory for the larger corporates and government-linked entities. Boutique firms and Qatari CA practices cover SMEs, free-zone companies in QFC and QSTP, and the family-business segment. Across all these tiers, QNB is the most common banking relationship — its corporate market share gives accountants a consistent input format to work with.
The 10% corporate tax on foreign-owned profit, the absence of VAT (so far), and the strong AML/KYC reporting culture mean the bank statement is central to compliance work. QNB's bilingual Arabic-English PDF is high quality, but it is still a PDF. Bookkeeping software, audit working papers, and tax returns all need structured data. Kashfbank does the bridge in under a minute per client.
Kashfbank exports a standard CSV: Date (DD/MM/YYYY), Description (full QNB bilingual narration), Debit, Credit, Balance, Category, Currency. This maps to Zoho Books, QuickBooks Online, Xero, and Sage 50 import templates with at most one column reorder on first import. For Qatar's Big-4-led audit work, the CSV also feeds into ACL, IDEA, and Excel-based audit sampling tools.
QNB's reference codes — NAPS, Q-Pay, SWIFT BIC, internal transaction IDs — are preserved in the Description column. This matters for matching against client-supplied supporting documents and for testing controls during audit fieldwork. A NAPS transfer to a vendor is not the same transaction as a card payment to the same vendor; the channel prefix tells the story.
Qatari corporates often hold accounts at QNB Qatar plus QNB AlAhli in Egypt or other regional subsidiaries. Each issuing country's statement is its own document with its own currency and format. Kashfbank treats them separately so your audit trial balance does not accidentally pool Egyptian and Qatari revenue.
High-quality text-layer PDF with QNB Group branding. Bilingual Arabic-English. QAR balance column updates with each transaction. Account header: IBAN, account type, statement period, customer segment. Q-Pay and NAPS references appear for domestic transfers. SWIFT references for international.
| Label | Meaning |
|---|---|
| راتب | Salary credit (WPS) |
| تحويل NAPS | Q-Pay / NAPS domestic transfer |
| تحويل خارجي | Outward international transfer |
| سحب ATM | ATM withdrawal |
| دفع بطاقة | Debit/credit card payment |
Rules in Qatar differ — see our country guide
Collect client PDFs
Have each client export their QNB statement from QNB Mobile Banking or QNB Internet Banking for Business. For corporate tax work, this is annual. For monthly bookkeeping, it is monthly. For audit fieldwork, it is 12 months plus the year-end cut-off statement.
Bulk upload by client
Upload all of one client's PDFs in a session. Each file is converted independently and labelled with its filename. Multi-month merges happen in Excel after export — Kashfbank preserves the chronology, you assemble the year.
Apply chart of accounts
Open each CSV, set the Category column to the client's chart (Revenue, Cost of Sales, Operating Expense, Payroll, Bank Charges, FX, Related Party). For Big 4 audit, map to the audit account groupings instead. The first client takes 20 minutes; subsequent months are 5.
Import to bookkeeping or working papers
Push the categorised CSV into Zoho Books, QuickBooks, Xero, or Sage. For audit work, drop it into IDEA, ACL, or the firm's Excel-based sampling templates. The original QNB PDF stays in the client folder as the source document.
Common challenges
Do Qatar's record-retention rules require keeping the original PDF, the Excel export, or both?
Both. The original bank-issued PDF is the canonical source document and must be retained for the regulator-set period (typically five to seven years depending on entity type). The Excel export is a working paper. Keep them together in the client folder.
How does Kashfbank handle QFC (Qatar Financial Centre) entities versus mainland Qatar entities?
Both bank at QNB and both produce the same QNB statement format. The QFC has its own commercial law regime and tax framework, but the bank statement format does not change. Your audit or tax categorisation is what differs, not the extraction.
Can Kashfbank distinguish a NAPS internal transfer from a SWIFT international wire on the same statement?
Yes. NAPS, Q-Pay, and other domestic Qatari rail entries carry domestic references. SWIFT inbound and outbound wires carry the originating or beneficiary bank's BIC. Both are tagged distinctly in the Category column so your related-party and AML reviews can isolate cross-border flows.
What about QNB's investment-banking arm? Are brokerage statements supported?
QNB's standard retail and corporate banking statements are the primary format Kashfbank handles. Brokerage and asset-management statements use a different structure (holdings, transactions, P&L) and are not the same workflow. Use the corporate banking statement for cash-side accounting.
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Regulator: Qatar Central Bank (QCB)
Fiscal year: Jan 1 – Dec 31
Full country guide →Statement language: Arabic / English