KashfbankBank Statement Converter
DashboardPricingBanksBlog
Get started
HomeBanksNational Bank of Egypt (NBE)Accountants
Egypt

Convert NBE Client Statements for Bookkeeping

NBE is Egypt's largest bank by customer count. SME and public-sector client statements arrive Arabic-only — convert them into clean spreadsheets in under a minute each.

Start converting

Why NBE statements take longer to process manually

NBE serves over thirty million Egyptian customers, the broadest base in the country. SMEs, public-sector cooperatives, and government-affiliated entities all bank with NBE. The statement volume is high, and the format is Arabic-only narration with English field labels on the header — meaning re-keying into Bisan or QuickBooks is slow.

Kashfbank reads NBE's Arabic narration natively. A three-hundred-row monthly statement converts in under a minute. The original "مرتب", "فائدة", "قسط", and "شهادة ادخار" labels stay on each row, so chart-of-accounts mapping is straightforward.

How NBE statements behave in bulk

NBE supports multiple account types in the same customer relationship: savings ("توفير"), current ("جاري"), and investment certificates ("شهادات"). Each may have its own statement PDF. Upload each separately — Kashfbank processes each PDF independently and labels the output with the source filename.

Older NBE statements (pre-2020) may be lower-resolution scans. Confidence scores are flagged on rows where OCR quality drops. For audit-grade work, manually verify those rows against the original PDF before reconciling.

What accountants extract for each client

Map NBE's Arabic labels to your chart of accounts. The patterns are stable, which makes a reusable lookup table efficient across multiple clients.

  • All debits and credits with exact EGP amounts and DD/MM/YYYY dates
  • "مرتب" / "راتب" — payroll reconciliation against employer records
  • "فائدة" — net of 20% withholding; gross-up for income statement
  • "شهادة ادخار" maturity — flag separately, not recurring income
  • "قسط" — loan installment debits, match against loan amortisation schedules

National Bank of Egypt (NBE) statement format

Arabic-first PDF with English field labels on the account header. Transaction table columns: transaction serial, date, description (Arabic), debit (EGP), credit (EGP), running balance (EGP). Account header includes account number, branch code, customer name, statement period. Common Arabic terms: 'إيداع نقدي', 'سحب نقدي', 'تحويل بنكي', 'فائدة', 'قسط'. Multiple account types supported: savings ('توفير'), current ('جاري'), investment certificates ('شهادات'). The 2022–2024 EGP devaluation created periods where USD-linked transactions show very large EGP equivalents.

LabelMeaning
إيداع نقديCash deposit
سحب نقديCash withdrawal
تحويل بنكيBank transfer (internal or to another bank)
فائدةInterest credit on savings account or certificate
قسطLoan instalment deduction

Egypt specifics for this use case

Rules in Egypt differ — see our country guide

How to do it — step by step

1

Collect all NBE client PDFs

Pull the full statement period for each NBE account — savings, current, certificates separately. Each comes as its own PDF and gets its own upload.

2

Bulk upload to Kashfbank

Drop all PDFs in one session. Each processes independently and is labelled with its source filename. You can trace any row back to its client and month from the export filename.

3

Export per client per account

Download one CSV per uploaded PDF. Standard column layout imports into Bisan, MS Dynamics, QuickBooks, and Zoho Books with no schema changes.

4

Reconcile and report

Use the CSV for trial balance reconciliation, VAT input credit, payroll matching, and quarterly corporate tax computation. Flag certificate maturity rows so they don't inflate apparent recurring income.

Common challenges

  • •GCC statements in Arabic with Hijri dates requiring dual-date output (Hijri + Gregorian)
  • •Scanned statements with low OCR quality — common in older Egyptian and Lebanese bank PDFs
  • •Multi-page statements where the bank splits across quarterly or monthly PDFs requiring merge
  • •Statements with running balance gaps that signal missing pages (critical for completeness in audit)

Frequently asked questions

Can Kashfbank handle NBE certificate statements alongside current accounts?

Yes. NBE certificate statements may follow a slightly different layout (certificate number, purchase date, maturity date, interest rate). Upload each separately. The output keeps maturity credits clearly identified so they're not treated as recurring revenue.

How is the 20% interest withholding shown in the export?

NBE credits interest net of withholding — the 20% is deducted at source. Kashfbank preserves the net figure exactly as printed. For gross income reporting on the ETA return, divide the net by 0.80. Most accountants do this in a column formula in Excel.

What about Arabic-only narration in older NBE statements?

NBE statements have been Arabic-only on the narration column for decades. Kashfbank reads Arabic natively and keeps the original label on each row. No transliteration, no re-translation.

Older NBE PDFs are blurry scans. How does Kashfbank handle them?

Kashfbank flags low-confidence rows in the output. For audit-grade work, manually verify those rows against the original PDF before relying on them. For internal reconciliation, the flagged rows tell you exactly where to spot-check.

Other use cases for National Bank of Egypt (NBE)

Freelancers

Extract, categorize, and export freelance income and expenses from PDF bank statements — ready for 1099, self-assessment, or ZATCA filings.

Tax Preparation

Convert PDF bank statements to clean spreadsheets for Zakat, VAT, corporate tax, and self-assessment filings across GCC and international markets.

Loan Applications

Prepare clean, lender-ready bank statement exports that prove stable income and responsible financial behavior for personal and business loan applications.

National Bank of Egypt (NBE) overviewEgypt banks guide

Convert National Bank of Egypt (NBE) Statement

Upload PDF, get Excel in seconds

Try it free

10 free credits on signup

Regulatory context

Regulator: Central Bank of Egypt (CBE)

Fiscal year: Jul 1 – Jun 30 (government); Jan–Dec (private sector)

Full country guide →

Statement info

EGP

Statement language: Arabic / English

Kashfbank

Turn your bank statement into a spreadsheet in seconds.

العربيةEnglish

Product

  • Dashboard
  • Pricing
  • Banks
  • Blog
  • RSS

Resources

  • All Banks
  • Saudi Arabia Banks
  • UAE Banks
  • PDF to CSV
  • PDF to Excel
  • SAR Statement to Excel
  • AED Statement to Excel
  • Blog
  • Pricing

Legal

  • Privacy Policy
  • Terms of Service
  • Contact

© 2026 Kashfbank. All rights reserved.

Powered by AI