Drop a QNB, QIB, CBQ, or Doha Bank PDF. Get every ر.ق row — dated, labeled, in Arabic and English, with NAPS POS and QPay entries kept distinct.
QAR has been pegged to USD at 3.64 since 1980. The peg held through the 2017–2021 diplomatic blockade despite real speculative pressure, and Qatar's USD-denominated LNG export revenues underpin it structurally. That predictability shows up in your statement directly: domestic transactions stay in ر.ق, and card spend abroad converts at a stable rate. Kashfbank extracts both columns and keeps them separate, so USD entries don't get rounded into your QAR running balance.
Qatari banks label rows in their own house style. QNB's PDF is one of the most consistently structured in the GCC. QIB writes Murabaha installments as 'مرابحة' with the contract reference. CBQ and Doha Bank both bilingual. Every label survives the conversion — we don't normalize it into generic English categories, because reconciliation against the source PDF needs the original wording intact.
We have tested QAR PDFs from QNB, Qatar Islamic Bank (QIB), Commercial Bank of Qatar (CBQ), Doha Bank, Ahli Bank, and the major branches. Each has its own PDF layout — QNB uses a clean tabular format, QIB places Murabaha entries with the contract terms inline, CBQ centers the running balance. Kashfbank handles each format without you telling the tool which bank issued the file.
Islamic and conventional banks both work. If you bank with QIB or Masraf Al Rayan, Murabaha and Wakala lines stay labeled as Murabaha and Wakala — not relabeled as 'interest'. If you bank with QNB or CBQ, conventional finance rows keep their original descriptors. Post-2022 World Cup infrastructure spend created a surge in construction-related merchant categories — those keep their original codes too.
Qatari nationals filing for Labour Department salary records, expat workers reconciling QAR salary deposits against home-country remittances, freelancers building income proof for QFC licenses, accountants preparing year-end reports for QFCA-registered entities, and finance teams at family offices and SMEs that still receive monthly PDFs from QNB or CBQ.
Output is Excel-ready: dates in the leftmost column, description in Arabic and English columns side by side, debit, credit, and balance as numeric columns formatted in QAR. Drop it straight into a Kahramaa utility reconciliation or a payroll working file. WPS salary descriptors with the Labour ID preserved, so 12 months of payroll pull as a clean table.
Pegged to USD at 3.64 since 1980. Qatar's LNG export revenues are USD-denominated, underpinning the peg. The 2017–2021 diplomatic blockade did not break the peg despite speculative pressure.
Do you support Islamic bank statements from QIB and Masraf Al Rayan?
Yes. Murabaha, Ijara, and Wakala entries are extracted with their original Arabic labels intact. We do not relabel them as 'interest' or merge them with conventional rows.
Will NAPS POS and QPay transactions show up correctly?
Yes. NAPS POS transactions appear as their own rows with the merchant name and location. QPay wallet transfers are labeled separately, not merged into a single 'card spend' line.
Are amounts shown in QAR or in the international currency?
Both. Domestic QAR amounts stay in QAR. International card transactions show the QAR-converted amount in the main column and the original currency amount in a separate column where the bank prints it. The 3.64 USD peg means USD conversions are predictable.
Does it handle QNB's regional statement format?
Yes. QNB issues statements across the Middle East under similar templates. We read QNB Qatar, QNB Alahli Egypt, and the other regional variants — Arabic and English columns preserved on each.
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