NBE is Egypt's largest bank by customer count. SME and public-sector client statements arrive Arabic-only — convert them into clean spreadsheets in under a minute each.
Start convertingNBE serves over thirty million Egyptian customers, the broadest base in the country. SMEs, public-sector cooperatives, and government-affiliated entities all bank with NBE. The statement volume is high, and the format is Arabic-only narration with English field labels on the header — meaning re-keying into Bisan or QuickBooks is slow.
Kashfbank reads NBE's Arabic narration natively. A three-hundred-row monthly statement converts in under a minute. The original "مرتب", "فائدة", "قسط", and "شهادة ادخار" labels stay on each row, so chart-of-accounts mapping is straightforward.
NBE supports multiple account types in the same customer relationship: savings ("توفير"), current ("جاري"), and investment certificates ("شهادات"). Each may have its own statement PDF. Upload each separately — Kashfbank processes each PDF independently and labels the output with the source filename.
Older NBE statements (pre-2020) may be lower-resolution scans. Confidence scores are flagged on rows where OCR quality drops. For audit-grade work, manually verify those rows against the original PDF before reconciling.
Map NBE's Arabic labels to your chart of accounts. The patterns are stable, which makes a reusable lookup table efficient across multiple clients.
Arabic-first PDF with English field labels on the account header. Transaction table columns: transaction serial, date, description (Arabic), debit (EGP), credit (EGP), running balance (EGP). Account header includes account number, branch code, customer name, statement period. Common Arabic terms: 'إيداع نقدي', 'سحب نقدي', 'تحويل بنكي', 'فائدة', 'قسط'. Multiple account types supported: savings ('توفير'), current ('جاري'), investment certificates ('شهادات'). The 2022–2024 EGP devaluation created periods where USD-linked transactions show very large EGP equivalents.
| Label | Meaning |
|---|---|
| إيداع نقدي | Cash deposit |
| سحب نقدي | Cash withdrawal |
| تحويل بنكي | Bank transfer (internal or to another bank) |
| فائدة | Interest credit on savings account or certificate |
| قسط | Loan instalment deduction |
Rules in Egypt differ — see our country guide
Collect all NBE client PDFs
Pull the full statement period for each NBE account — savings, current, certificates separately. Each comes as its own PDF and gets its own upload.
Bulk upload to Kashfbank
Drop all PDFs in one session. Each processes independently and is labelled with its source filename. You can trace any row back to its client and month from the export filename.
Export per client per account
Download one CSV per uploaded PDF. Standard column layout imports into Bisan, MS Dynamics, QuickBooks, and Zoho Books with no schema changes.
Reconcile and report
Use the CSV for trial balance reconciliation, VAT input credit, payroll matching, and quarterly corporate tax computation. Flag certificate maturity rows so they don't inflate apparent recurring income.
Common challenges
Can Kashfbank handle NBE certificate statements alongside current accounts?
Yes. NBE certificate statements may follow a slightly different layout (certificate number, purchase date, maturity date, interest rate). Upload each separately. The output keeps maturity credits clearly identified so they're not treated as recurring revenue.
How is the 20% interest withholding shown in the export?
NBE credits interest net of withholding — the 20% is deducted at source. Kashfbank preserves the net figure exactly as printed. For gross income reporting on the ETA return, divide the net by 0.80. Most accountants do this in a column formula in Excel.
What about Arabic-only narration in older NBE statements?
NBE statements have been Arabic-only on the narration column for decades. Kashfbank reads Arabic natively and keeps the original label on each row. No transliteration, no re-translation.
Older NBE PDFs are blurry scans. How does Kashfbank handle them?
Kashfbank flags low-confidence rows in the output. For audit-grade work, manually verify those rows against the original PDF before relying on them. For internal reconciliation, the flagged rows tell you exactly where to spot-check.
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Regulator: Central Bank of Egypt (CBE)
Fiscal year: Jul 1 – Jun 30 (government); Jan–Dec (private sector)
Full country guide →Statement language: Arabic / English